- 01
Executive summaryThe request, the borrower and the repayment case on one page.
- 02
Sources & uses of fundsLoan amount, equity injection and exactly where every dollar goes.
- 03
Management & ownershipExperience, ownership percentages and who guarantees the loan.
- 04
Market & competitionLocal demand, customers and competitors, with sourced data.
- 05
OperationsLocation, staffing, suppliers and how the business runs day to day.
- 06
Financial projections36-month P&L, balance sheet and cash flow, break-even and DSCR.
- 07
Written assumptionsEvery projected number explained, so the credit officer doesn't have to guess.